Meet the Insurance Adjuster
An Insurance Adjuster will talk with you as if they are a close personal friend who has gone through a horrific experience. They will be sympathetic about what has happened, gaining your trust through sincere comments. That is because they are trained to do so. Once you open up to them they will come back with a great sounding offer, looking to settle your claim before you have the opportunity to know the full extent of your injuries. Always consult an attorney before accepting any offer from an insurance adjuster.
If you accept an offer before the treatment of injuries, then future expenses related to your injuries will most likely come out of your own pocket. Insurance Adjusters know this and want you to sign an early settlement before you have the chance to learn what you are legally entitled to.
The insurance adjuster might tell you that the person who hit you only has a policy limit of $25,000. These types of statements are meant to make you feel like they are helping you to the best of their abilities. If that is the case, then why do you pay car insurance premiums in the first place? The insurance company makes money by reducing claims as much as possible. They will always operate in a manner that is in the best interest of the insurance company. That is why it is important to always seek legal advice and get a second opinion from an outside party.