[caption id="attachment_995" align="alignright" width="300"] Navigating the long-term disability process requires expert help. We're here for you.[/caption] If a qualifying medical condition prevents you from working for an extended period of time, long-term disability (LTD) insurance may be able to help you financially. Your medical condition must fall under the insurance company's definition of long-term disability as stated in your policy in order to be eligible for benefits. In this article, Cunnane Law will discuss what medical conditions are generally eligible for long-term disability benefits and what you'll want to know about obtaining the benefits you are entitled to. Which Medical Conditions are Eligible...[ Read More ]
[caption id="attachment_973" align="alignright" width="300"] You can't fight the insurance companies on your own. You need an experienced Seattle long-term disability lawyer on your side.[/caption] It's time to hire legal counsel right away if your long-term disability claim has been rejected by your insurance provider. Your insurance company will use its powerful legal team with endless resources to coerce you into abandoning your claim. You shouldn't even attempt to fight this battle by yourself. It's important to make the right choice when selecting a disability lawyer to represent you. Your future may be altered in a very real way. Here are some key...[ Read More ]
Are you thinking about converting your short-term disability to a long-term disability (LTD)? It’s a big decision, and switching from short-term to long-term disability can be stressful. When deciding to transition, there are many things to take into account, including how long you will be on disability, your financial situation, and the kind of disability insurance you have. Short-Term vs Long-Term Disability? Short-term disability insurance cover is used to replace lost income for those who are unable to return to work due to an injury or illness, and lasts for three to six months or up to one year. On the other hand,...[ Read More ]
When you are unable to work due to a disability, one of the first things you must do is file for disability compensation. If you have a disability at work, this will most likely be your first option. However, if you have been out of work for a significant period of time and no longer have disability insurance, you have another alternative. If you have a work record, you may be eligible for SSDI, or Social Security Disability Insurance. Disability Insurance Through Social Security [caption id="attachment_938" align="alignright" width="300"] Social Security Disability Insurance may be helpful for you. Talk to us...[ Read More ]
With spring upon us the days are getting longer and the weather is getting nicer. It’s time to catch up on all those projects around the house that you put off in the winter. That means trips to the hardware store and in your downtime getting out and about to enjoy the sunshine. However you’re not alone out there. Better weather means more traffic, road construction, and increased chances of automobile accidents. You usual commute may take longer than expected as a result. Spring also tends to be the time for new driver to practice their skills. Changing your driving...[ Read More ]
With the somewhat sluggish economy, some of us may have put off some much needed household repairs. While this may seem not to be a big deal, if someone is injured on your property you may be held liable if they are injured while on your property. Household hazards need not be something major like a hole in the roof or floor to pose a danger. A loose floorboard or an oil slick on the driveway may be enough to cause a slip that results in an injury and a claim against you. As a property owner it is your...[ Read More ]
While none of us like to think of a future where we are not around to take care of our families it is an eventuality that we must all face someday. Here at Cunnane Law we strive to make the process as easy as possible to make sure your whishes are honored. We make the process simple and convenient by sending out a questionnaire for you to fill out at your convenience which we will then use to draft out your Will and Estate documents for your approval. After you have approved these documents we will set up a time...[ Read More ]
After being injured in an auto accident is no time to start learning how to navigate the insurance world on your own. You may already be burdened with medical expenses and car repairs while being unable to work due to your injury. This is where a navigator or personal injury lawyer comes into play. They can help you file the proper paperwork and insure that everything is done by the book allowing you to focus on what you need to do to get better. The insurance company is a business. They make their profits by paying out the least amount...[ Read More ]
In the moments after an accident has occurred you may be disoriented or in a heightened emotional state. This is not the time to be making any type of formal statement to an insurance adjuster about the incident. In my book What every Injured Victim in Washington State Must know to avoid getting Ripped Off!, I discuss this as one of the common blunders that can destroy your accident settlement. You can find my book at www.cunnanelaw.com. The insurance adjuster will want to get you to make your statement as soon as possible, not to help you but to increase the...[ Read More ]
Accidents can happen anywhere. They might be the result of nature, distractions or neglect. You can minimize injuries in your home by creating a safe environment. Keep Medication and Chemicals out of Reach - If you have chemicals or medications in your home, clearly mark the containers and store them in a safe place out of reach by children and animals. Maintain Property – Decks with broken floor boards or overgrown trees near power lines can be the perfect recipe for an accident. Keeping up with maintenance can help prevent accidents. Pools and Hot Tubs – Keep pools and hot...[ Read More ]
